Dwelling Insurance

Protect the Structure of Your Home

Reliable Dwelling Insurance in Chelsea, MA

Your home is more than just a roof over your head—it’s where memories are made. Dwelling insurance from McCarthy Insurance helps protect the structure of your home in the event of damage due to covered perils like fire, storms, or vandalism. Whether you’re in Chelsea, Revere, or the surrounding areas, we provide tailored coverage that ensures your home is safeguarded.

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Fire and Smoke Damage

In the event of a fire, dwelling insurance helps repair or rebuild your home and covers smoke damage, making sure you don’t face financial hardship from unforeseen disasters.

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Weather-Related Damage

Whether it’s damage from hail, wind, or snow, dwelling insurance provides protection against the elements, so you don’t have to worry about the costs of repairs.

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Vandalism and Theft

If your home is damaged or destroyed due to vandalism or theft, dwelling insurance helps cover the costs of repairs and replacements, giving you peace of mind.

Frequently Asked Questions

  • What’s the difference between dwelling insurance and homeowners insurance?

    While homeowners insurance covers both the structure and personal property, dwelling insurance specifically covers the structure of your home and the costs associated with repairing or rebuilding it after certain types of damage.

  • Is dwelling insurance required in Massachusetts?

    Dwelling insurance is not legally required, but it’s highly recommended to protect your home from unexpected damage. If you have a mortgage, your lender may require it.

  • Does dwelling insurance cover flooding?

    No, dwelling insurance does not typically cover flood damage. You may need to consider adding flood insurance for comprehensive protection.

Ensure Your Home’s Protection Today

Reach out for a free dwelling insurance quote and secure your home’s future.

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