Condo Insurance

Coverage That Fits Your Condo Lifestyle

Affordable Condo Insurance in Chelsea, MA

Your condo is a unique living space, and you need an insurance policy that’s equally unique. At McCarthy Insurance, we offer tailored condo insurance policies to cover your personal belongings and liability, ensuring your peace of mind in Chelsea, East Boston, and beyond.

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Personal Property Coverage

Your belongings, from electronics to furniture, are protected against damage or theft with personal property coverage.

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Loss of Use Coverage

If your condo becomes uninhabitable due to a covered event, loss of use coverage helps pay for additional living expenses, like hotel stays or temporary housing.

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Liability Protection

If someone is injured in your condo, liability protection helps cover medical bills and legal expenses, so you’re not financially responsible for accidents.

Frequently Asked Questions

  • What’s the difference between condo insurance and home insurance?

    Condo insurance primarily covers the interior of your unit, personal belongings, and liability, while home insurance covers the entire structure.

  • Do I need condo insurance if my building has coverage?

    Yes, the building’s insurance usually covers common areas, but you’ll need condo insurance for personal property and inside coverage.

  • Is flood coverage included with condo insurance?

    Flood coverage is typically separate from standard condo insurance. Ask us about adding flood insurance to your policy.

Get the Right Coverage for Your Condo

Protect your condo and belongings with a custom condo insurance quote today!

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